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1BMO Credit Card Balance Protection Enhanced is underwritten by American Bankers Insurance Company of Florida (ABIC) and American Bankers Life Assurance Company of Florida (ABLAC) under group master policy numbers 1020BPE and 1020BPEL. ABIC and ABLAC, their subsidiaries and affiliates carry on business in Canada under the trade name of Assurant®. For questions related to the insurers, you may contact Assurant at 1-800-268-5962 or visit www.assurant.ca.
®Assurant is a registered trademark of Assurant, Inc.
™/® Trademark/Registered trademark of Bank of Montreal.

1BMO PaySmart installment plans allow primary cardholders to repay specific eligible amounts in equal monthly payments over a defined repayment schedule subject to the conditions set out in the terms and conditions. The applicable fees will be less than or equal to 0.9% of your principal amount and will be presented to you at the time of plan set-up. The monthly fee charged is less than or equal to the interest you might have paid if you carried this balance on your credit card account for the equivalent time of your plan duration. Installment plans are not a special rate offer. Purchases or balances converted to installment plans continue to be counted towards your available credit limit. See the full terms and conditions. All PaySmart rates, fees and terms are subject to change.

2Setting up an installment plan won’t impact your credit score, as long as you pay your minimum payment on time. When you set up a BMO PaySmart plan, we will not perform a credit check.

See the full terms and conditions.